Commentary

Don’t Fear the Language – Understand It

The finance world can get complicated, especially for the passive or uninterested investor. Let’s face it, some of us are not curious about sports, movies, exercise, reading, or other things while others of us carry a passion for them.

Commentary

Five Key Takeaways From Earnings Season

Happy National Small Business Day! Every year on May 10, small businesses are officially recognized for their contributions to the US economy. And rightfully so. Small businesses are the backbone of the US economy.

Commentary

Is This the Calm Before the Storm? Preparing for a Busy Data Week

Markets seem to have been basking in the spring sun as they wait for the approaching summer heat, so to speak.

Commentary

Earnings Season Is in the Homestretch

A recap of the important drivers, along with our views on how things will play out over the rest of the year.

Commentary

What's Moving the Bond Market?

It can be easy to overthink the markets and it is human nature to try to out-guess, out-maneuver, or out-smart the average, but perhaps we can step back and simplify what seems to be occurring.

Commentary

What a Difference a Data Point (or Two) Makes

We try not to react to just one data point because, as we have always said, “a data point doesn’t a trend make.” Furthermore, we don’t know if this is just a one-time event or if it is the start of something more.

Commentary

May FOMC Meeting Concludes With no Changes to Interest Rates

The Federal Reserve is looking for more confidence that inflation is headed back towards its 2% target before commencing with rate cuts.

Commentary

April Sees Federal Reserve Rate Cut Expectations Dampen

The S&P 500 experienced its first 5% pullback since October 2023, but the long-term outlook remains positive.

Commentary

Portfolio Construction

One of the main advantages of constructing a portfolio of individual bonds is that it can be customized to meet the precise needs, wants, and objectives of the investor

Commentary

GDP, Inflation, and the Fed: Keep Calm and Carry On

The reaction from markets to the release of Q1 2024 real GDP results has given every sector of the market another chance to give their own interpretation of what is coming regarding Federal Reserve (Fed) policy, inflation, and the federal funds rate.

Commentary

Alternative Investments: Thinking Beyond the Traditional Asset Classes

Discover the reasons investors diversify their portfolio with alternative investments.

Commentary

True Fixed Income: Are You Comparing Apples to Oranges?

Timing has never been a crucial undertaking for fixed income allocations dedicated to asset preservation largely because this is a long-term endeavor dedicated to keeping an investor’s wealth intact.

Commentary

Market Volatility Is a Normal Feature of Long-Term Investing

We put the recent market movements in perspective, which have been driven by time (it has been a while since we had a 5%+ pullback), overly optimistic, complacent market sentiment, and higher Treasury yields amid persistent inflationary pressures and signs of a more patient Fed.

Commentary

High Inflation Is Never Good, But Markets Have Been Overreacting

The impact of high inflation on individuals’ finances is not something to take lightly, especially in the U.S., because for almost 40 years we have had no experience with such an event and have no clue how to deal with it or how to try to minimize its negative impact.

Commentary

Reviewing the Building Blocks of the Global Food Chain

For a typical consumer, the two most hot-button topics are food and energy. Both play a significant role in household spending, and just as importantly, both are highly visible.