Healthcare

Since implementing new software, we’ve tripled our conversion rate with new prospects and dramatically shortened our sales cycle.

Many of us fantasize about quitting our jobs. In 2021, more people than ever turned that dream into reality. The latest U.S. Bureau of Labor Statistics data show that 4.53 million Americans voluntarily left their jobs last November. This was both a new monthly record and the eighth successive reading above the pre-pandemic high.

Impact investing seeks to achieve social good, but new research shows that it has had a negligible effect on the cost of capital for so-called “brown” companies.

One of cryptocurrencies' biggest selling points is that they allow people to break away from traditional banking systems. Now banks are hoping to convince you otherwise.

Prices paid to U.S. producers decelerated in December as two key drivers of inflation in 2021 -- food and energy -- declined from a month earlier, representing a respite in the recent trend of sizable increases.

Monetary policy has driven U.S. stock prices to excessive valuations, according to Jeffrey Gundlach. But they remain cheap relative to bonds.

The son of a terminally ill father consulted me recently. He was in dire emotional straits. If you had been his advisor, would his outcome have been better?

Assuming the value that clients obtain from an advisor is distributed in a bell-shaped curve, the average client obtains considerable value from the average advisor – and even from a mediocre one.

Investment advice is not financial planning. This is an important distinction to understand when someone goes shopping for financial advice. Do they only need help with investment decisions, or do they need guidance on all aspects of their financial life?

New research shows that some funds that use a factor-based construction process may have over- or under-exposure to industries, sectors, countries and other attributes relative to a market-cap-weighted index.

Here are five reasons not to recommend a Roth conversion to your clients.

Finding the right professional to manage your finances is challenging. Financial professionals have many different titles, certifications and qualifications, but which type is right for you?

Our economic experience could be driven by a con game – a hustle.

For Americans under 50, inflation is little more than a theoretical concept. But for those of us born in the late 1950s and 1960s, the inflation of the 1970s was a formative experience we’d rather not repeat. Inflation was as much a part of our childhood as Covid is for today’s kids.

A Pittsburgh insurance broker and a Richmond, Virginia forensic accountant have developed an alternative rating system for measuring the ability of life/annuity companies to keep their promises even in market crises. They call it the transparency, surplus and riskier assets ratio, or “TSR” for short.

MMT offers a new "logic" that allows the government to spend without facing the traditional constraints of debts and deficits. Is MMT too good to be true?

Anyone gearing up for bond yields to surge in 2022 should think again. A global glut of saved cash has the potential to restrain an increase in rates, even as central banks dial back their pandemic stimulus.

Media attention has focused on the long-standing “4% rule” and how economic and demographic realities have reduced that guideline. This article discusses related considerations and provides opportunities for retirees dealing with the new normal.

The value for clients is higher with larger portfolios than small ones. The fees should be higher too.

I haven’t written one of these rips in a while, so I thought as an end of the year celebration I’d bring the “six phrases” series back and the first roast will focus on my personal favorite: brokers.

Advisors breach their fiduciary duty when they fail to recommend guaranteed income products.

Celebrated venture capitalist John Doerr’s new book, “Speed and Scale,” offers a solution to the threats posed by climate change. But it is so mired in the swamp of the terms of the discussion that its proposed solutions will go unnoticed and have little impact.

Clients struggle with making right the Social Security claiming decision. This article provides a six-step process to guide clients through the complexity of Social Security.

In this article, I cover the most popular approaches to managing the rebalancing frequency. This may help you feel confident in your own approach or give you new ideas.

New research on corporate bonds shows that investors driven by ESG mandates have reduced the cost of capital for “green” companies – thereby achieving their goal of addressing concerns around climate change.

Picking the few "monster" stocks among the many thousands of underachieving ones is extremely difficult. But for those who guessed right and had the discipline to stick with those winners through bull and bear markets, the rewards have been truly remarkable. Here are the 20 best-performing stocks of the past 30 years.

Wall Street likes to warn that past performance doesn’t guarantee future results, but when it comes to the traditional 60/40 mix of stocks and bonds, it kind of has. Persistent inflation could bring that to an end.

For life settlements, open-ended funds offer more liquidity than closed-end funds, but they also have lower returns and the management and performance fees are often based on the net asset value of the fund – which can be hard to accurately assess for assets with unlevel cashflows.

The market for ESG-focused exchange-traded funds has been among the world’s hottest investment areas for more than two years now.

President Joe Biden said his administration’s work has begun to alleviate supply-chain disruptions and that higher inflation is a “natural byproduct” of the global economy’s recovery from the pandemic.

While advisors don’t suffer more from this trait than others, it’s a huge problem for those who wish to convert more prospects into clients.

During his second inaugural address, President Abraham Lincoln proclaimed that America should serve its soldiers long after they were done serving it. Coming just weeks before final victory in a gruesome civil war that killed at least 750,000, his words would become the motto for the Department of Veterans Affairs.

Fear of inflation has a partisan flavor: People tend to feel better about economic prospects when their political party is in power and worse when it isn’t.

Depending upon the decisions advisors make in the near term, their practices will either be setup for monumental growth or inevitable decline.

Last year, Jeremy Siegel correctly predicted the bull market in stocks, the rise in inflation and interest rates and soaring home prices. In this year’s interview, he predicts another year of good performance for U.S. stocks – and identifies the risks investors will face.

The clock is ticking for banks, insurers and asset managers still providing support to oil, gas and coal producers. It’s not just the moral imperative—that fossil-fuel use is destroying the atmosphere and life on Earth with it. It’s that their financial health requires leaving such companies behind.

Before those celebrating Thanksgiving reach for a second slice of pecan pie, they should consider this: A 55-year-old woman with Type 2 diabetes will pay an average of $3,470 more a year in medical-related expenses, or close to $160,000 in total, than if she didn't have the disease.