NewsLetter – April 2018
Read Harold Envensky's most recent Newsletter
The Final 10 of 50 Faster Growing Dividend Growth Stocks: Part 5
This is the fifth of a five-part series presenting 50 dividend growth stocks that I have screened for current fair value. With this article, I will be covering 10 additional dividend growth research candidates with moderate to higher yields in addition to the initial 40 that I presented...
Weekly Unemployment Claims: Down 24K, Much Better Than Forecast
This morning's seasonally adjusted 209K new claims, down 24K from the previous week's revised figure, was better the Investing.com forecast of 230K. From the release: "The claims taking procedures in Puerto Rico and in the Virgin Islands have still not returned to normal."
How Washington Will Spend Your Taxes in 2018
Today we’re going to look at how Washington spends our tax dollars. Specifically, we’ll look at a new report which shows how the federal government spends the income tax paid by the average family – and how they spend even more than what’s collected to create massive budget deficits year after year after year.
Yes. It's a Bubble. So What?
With sky-high valuations in the US stock market, and what we believe is a tech bubble that has dangerous implications for other areas of the market, we suggest four actions investors can take now to avoid the inevitable bursting of the bubble, and which will likely benefit their portfolios’ long-term performance potential.
Health Savings Accounts: The Intersection of Retirement and Health Care
The increasing costs of health insurance borne by employees and employers alike has spawned a variety of plans and strategies to help manage the expenses. Among these are health savings accounts (HSAs), which first came onto the scene in 2003.
How a High School Football Coach Landed NFL, MLB and NBA Clients
Professional athletes are among the most coveted clients for advisors – and present unique financial challenges that those athletes are typically ill-equipped to handle themselves. Paul Franklin leveraged his role as a high-school football coach to pursue a career serving those clients.
For Some Americans, Your Tax Rate Will Double
The cost of unfunded obligations like Social Security and Medicare will begin to crowd out all other budget items until the government is forced to either double taxes, reduce spending by half, or some combination of the two.
Special Considerations for Senior LGBTQ Clients
Here are some issues senior LGBTQ clients face and how you can help them.
Retirement Strategies in Pictures
Advisors providing retirement recommendations will find it helpful to use a graphical approach to show the year-by-year progression of funds available during retirement.
Market Outlook: Don't Forget Your Umbrella!
Market volatility does exist! After a year of all-time low volatility and booming stock and bond markets, investors received a wake-up call in February when equity indexes around the globe sold off by as much as 10% in a matter of days.
10 Fairly Valued Dividend Growth Stocks for Total Return: Part 4
This is the fourth of a five-part series presenting 50 dividend growth stocks that I have screened for current fair value. With this article, I will be covering 10 additional dividend growth research candidates with moderate to higher yields...
The Positive Side of Being Overwhelmed
There are things coming at me from all corners – my own clients, my boss’ needs and other projects he wants me to be involved with in our firm – and he is asking me to obtain a certification, which I haven’t even been able to investigate yet.
The Big Four Economic Indicators: Industrial Production Up 0.5% in March
Today's report on Industrial Production for March shows a 0.5% increase month-over-month, which was better than the Investing.com consensus of 0.3%. The year-over-year change is 4.33%, down fractionally from last month's YoY increase.
The Future of the FPA, the CFP Board and the Organizations that Run the Planning Profession
Last month, I asked readers of Advisor Perspectives to help me think through some complicated issues regarding the future of the profession. Should the professional associations (like the FPA and NAPFA) consolidate in order to create more scale and unity, or should we maintain a healthy competition between them? Today we look at the responses I received.