As a result of higher mortgage rates, an oversupply of housing and falling demand, the downturn in the housing market is only just getting started.
What problem could be solved or what issue or challenge could be addressed that would offer wide appeal to the expansive advisor community? The answer that made sense to me was financial education.
A federal judge in Texas struck down the Biden administration’s sweeping student loan forgiveness plan, calling it “one of the largest exercises of legislative power without congressional authority in the history of the United States.”
Early this week, with the severe inverted yield curve and other signals flashing recession, I planned to use this letter to delve into the data. Then Thursday’s CPI data convinced markets to blow the all-clear whistle.
Here are some suggestions to consider when remarrying.
Declining markets make active management skills more valuable. In the first half of 2022, a significant minority of active managers were able to outperform their benchmarks in several categories. After suffering an 85% underperformance rate in 2021, just 51% of large-cap domestic equity funds lagged the S&P 500 in the first six months of 2022, putting actively managed large-cap U.S. equity funds on track for their best (i.e., lowest) underperformance rate since 2009. Find out if the same held true for mid-cap, small-cap, growth, value, international equity and fixed income funds, and see how the trends play out over longer time horizons.
U.S. stocks posted its biggest daily gain since 2020 following data on October’s consumer price inflation (CPI), which came in cooler-than-expected.
An astounding $200 million dollars per day, every day, is spent gambling in Las Vegas casinos.
Clients often assume that their need for life insurance ends when they stop working. In fact, whole life insurance can play an important role in your client’s retirement income strategy. For higher income earners, a whole life policy may also be an effective way to help protect income and accumulate additional funds for retirement. Here to discuss the role whole life insurance can play in your clients’ retirement strategies is Neil Drzewiecki.
In February of this year, I posted a subscriber request video titled: “5 Premier Dividend Growth Stocks With A Margin Of Safety.”
Equity investors have sustained significant losses this year and are facing a long list of new uncertainties.
JPMorgan Asset Management’s David Kelly has a message for longer term investors who have been stung by this year’s downturn in stock and bond markets: now is the time to jump back in.
U.S. equities are lower as the global markets await the final results of the U.S. midterm elections as the control of the Congress remains undetermined.
There is a long history that proves ESG’s viability and more than 2,000 empirical studies that show little absolute difference in performance by adopting it as a criterion for analysis.
It’s not as if volatility markets have needed extra juice this year.
JPMorgan Asset Management, Invesco Ltd. and Dimensional Fund Advisors are among large money managers pushing back against proposals by US regulators to crack down on misleading fund names.
Are you just an educator or can you motivate prospects to implement your ideas?
Doug Drabik discusses fixed income market conditions and offers insight for bond investors.
All bets appear to be off on how high yields can rise in the world’s biggest bond market.
For traditional fixed-income investors seeking higher yield and/or inflation protection, private, senior secured, sponsored debt provides an attractive alternative.
Less than a month after I recommended that an organization – specifically NAPFA – set new membership standards regarding an RIA firm’s revenue model, one has risen to take up the challenge.
Precious metals investors remain cautious following the Federal Reserve’s latest jumbo rate hike.
As I see it, decentralized assets have never looked more attractive than they do now.
Historically speaking, this phase of life we call “retirement” is a new concept.
Buying a dividend is a market-structure risk that costs investors billions in unnecessary taxation.
Scott Minerd, Guggenheim Partners Global CIO and Chairman of Guggenheim Investments, joins Bloomberg TV on Fed Day.
This is now the third consecutive quarterly letter in which we express a cautious stance toward both the global economy and financial markets. A
What are the implications of strategic asset allocation, the dynamics of public and private credit, tech-driven megatrends, and more?
The Fed continues to raise interest rates to try and fix the economy and bring down inflation.
Wall Street money managers looking to pile back into Treasuries after months of losses will have to contend with a Federal Reserve that stands ready to raise the stakes every step of the way.
US worker productivity barely increased in the third quarter after steep declines in the first half of the year, though enough to slow the pace of labor cost growth.
Exit interviews don’t often yield enough information to answer why your people leave.
Markets hoped for a dovish Federal Reserve “pivot,” but got a hawkish surprise instead.
With energy prices soaring, thanks partly to Russia’s invasion of Ukraine, countries around the world have been experimenting with a hodgepodge of interventions to ease the pain, including consumer subsidies, price regulation and ad hoc nationalizations.
Wall Street had already come to terms with prospects that the Fed would again raise interest rates by 75 basis points.
U.S. equities finished lower with the Dow whipsawing within a more than 900-point range following the Fed's monetary policy decision.
Gone are the days when China could point to soaring real-estate prices and rising incomes to justify endless new construction.
As veterans of this male-dominated industry, we have faced our fair share of challenges and uncertainty. However, that led us to venture out on our own and start solo planning firms.
The fixed income market is on the verge of having its worst year of performance in several decades, and for many of us, the worst of our careers – but there are still fixed income opportunities for investors to consider.
In our discussion, we want to share with you insight on a segment of the fixed income market that we believe presents an opportunity for investors – municipal bonds.
There is an adage about three generations of wealth – the first generation makes it; the second generation maintains it and the third generation spends it.
Small businesses have an alternative to 401(k) plans. A cash-balance plan has much higher contribution limits and is a powerful tool for those needing to accelerate retirement savings.
After nearly three years of the economic and financial market distortion due to COVID lockdowns, money printing, and massive government borrowing, some of these distortions are subsiding
MassMutual’s Whole Life 12 Pay may be a good fit for your high income earners looking to protect and accumulate income for retirement. Learn how the Whole Life 12 Pay may help Jim be better prepared to do just that.
Build a scalable marketing plan that focuses on repurposing your content.
The final day to get Series I savings bonds at a record 9.62% yield has come and gone.
There’s no sugarcoating the stock market’s 20% plunge, but there is a small consolation prize: You have one of the best opportunities in years to lower your tax bill.
U.S. equities are declining, struggling to continue the past two week’s positive momentum.
The cost-of-living crisis has prompted more young workers to opt out of their workplace pensions, forgoing contributions from both their employers and the government.
Governments will have to resist the temptation to address stagflation with stimulus.
One of the trends in financial innovation over the past decade has been interval and tender-offer funds.
