The Financial Planning Channel

Retirement & CEFs

Adding closed-end funds to your investment portfolio may be a way to help boost your retirement income, industry pros say.

Robo Advice Data Now Available for Advisors

Robo advice is the newest disruptor in the financial industry and many advisors are not sure how to interpret this new investment advice solution. Some are writing it off as a solution for lower asset customers, some are concerned about the competitive threat, while others are embracing the technology for use in their own business.

A Six-Step Plan to Track Prospects

This article will walk through six steps you can take to ensure that transitioning prospects into clients is a successful venture.

Advisors Leveraging New Programs to Launch ETFs

Over three years $1.4 trillion moved into low-fee funds including ETFs, which are quickly becoming the most popular of 18 major vehicles. The complexity of launching an ETF and their operational overhead has kept many firms from launching funds. New programs now help firms launch and manage ETFs.

Retirement Future

More ways to create lifelong income, more advance planning and more financial education may help improve your retirement future, industry pros say.

The Latest Look at the Total Return Roller Coaster

Here's an interesting set of charts that will especially resonate with those of us who follow economic and market cycles. Imagine that five years ago you invested $10,000 in the S&P 500. How much would it be worth today, with dividends reinvested but adjusted for inflation? The purchasing power of your investment has increased to $18,831 for an annualized real return of 12.73%.

U.S. Workforce Recovery

We've updated our monthly workforce analysis to include last week's Employment Report for August. The unemployment rate ticked up to 4.4%, and the number of new nonfarm jobs (a relatively volatile number subject to extensive revisions) came in at 156K.

Retirement Experience

Working with a trusted advisor may help you create a sustainable income plan for a successful retirement experience, industry pros say.

The Trend that is Ruining Finance Research

According to Andrew Ang, a guru of factor-based investing and former chair of the finance and economics division of Columbia Business School’s Data Science Institute, the “anomalies” literature is the scientific foundation for quantitative asset management. But this focus, which was not very scientific to begin with, is proving its utter ruin.

Retirement Savings: Why Hedging Inflation Is Important

Although inflation may seem a distant threat, even modest inflation can prove devastating to retirees who depend on income that does not adjust with inflation.

Q&A: Why and How to Donate Non-Cash Asset Part II: The Opportunity for Advisors

Discussing how to donate non-cash assets with clients provides an opportunity for advisors to help increase the impact of a client’s charitable giving and maximize their tax benefits at the same time.

The Value Proposition that Negates the Robo Threat

What is it worth to have a financial services coordinator who understands your clients’ needs and the language spoken by the specialized service providers they use? Today’s robo-advisors cannot provide the depth or breadth of coordination clients need. But you can, at least for your best clients. This should be a core of your value proposition.

The Five Points that Belong on Every Advisor’s Website

Shouldn’t clients be able to look on a financial planner’s website and see what services they can expect to receive for the fees they expect to pay? Shouldn’t the profession evolve a pricing model where people who do more for the client can charge more, and those who do less will charge less?

Q&A: Why and How to Donate Non-Cash Assets Part I: Why Help Clients Donate Appreciated Assets?

Non-cash assets provide a powerful way for clients to increase the impact of their charitable giving and maximize tax benefits at the same time. However, many investors are still confused about the advantages of donating non-cash assets such as publicly traded stock or real estate, instead of giving cash, a check or by credit card. Offering expertise on this topic presents an opportunity to educate clients, deepen your relationships with them and help them increase their giving by as much as 20%.

Retirement & Longevity

When planning for retirement it’s important to keep in mind that your longevity may exceed your statistical life expectancy, say industry pros.