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4 results found.

The Tradeoff Between Income and Capital in Retirement Withdrawals
by John Walton, 7/19/16
How can the best performing retirement strategies be combined with annuities, pensions, Social Security and different ‘tilts’ to allow clients to best choose between capital preservation and income stability?

A New Framework for Comparing Withdrawal Strategies
by John Walton, 7/5/16

A number of different strategies are available for living off assets in retirement. This article uses a new framework to examine the performance of nine different decumulation methods that can be categorized into three broad classes.

Inverted Withdrawal Rates and the Sequence of Returns Bonus
by John Walton, 5/17/16
Providing income and preserving economic security subsequent to retirement is an important issue for an aging population. Decumulation, living off one’s assets, requires a tradeoff between preserving capital and obtaining income. This article generalizes some simple decumulation strategies and explains the strengths and weaknesses of an inverted approach.

Social Security Taxation and Roth Conversion
by John Walton, PhD, PE, 4/19/16
Prior to age 70.5, when RMDs begin, clients should consider converting all or a portion of their 401K/403B/IRA savings into a Roth IRA.
4 results found.