Monetary Metals pays investors interest on investor’ gold and silver. The availability of a yield on precious metals, instead of fiat currency, is a value proposition from which that all types of investors are benefitting.
An Old Idea Made New Again Providing a yield on gold and silver may seem like a new phenomenon . But it’s more accurate to say that paying a yield on gold is an old idea, made new again. Before the federal government forced everyone to use irredeemable currency in 1933, yields on gold and silver were as common as the air you breathe.
Investors in our gold and silver yield program have been earning between 2-4% per annum, for a one-year commitment. Most clients are happy to be earning this kind of return on their metals.
The Alternatives to Earning a Yield on Gold
However, some investors balk at a gold interest rate of 2-4%. They feel this is too low, given CPI is trending up every month. In the present inflationary environment, earning a yield that will outpace inflation is becoming increasingly difficult, especially for those who rely on fixed income. We get it and we emphasize. It’s not an easy environment to invest in, at all.
First, it’s important to take inventory of your options and alternatives. The alternatives are:
- Own gold and silver at home or in a professional vault depository
- Attempt to grow your wealth in dollars, and periodically convert those dollars to gold
- Earn a yield on gold and silver with Monetary Metals
- A combination of some or all the above
For #1, We believe everyone should take this first step. Own gold and silver, period. However, there is a limit to this. At some point, owning additional gold and silver at home becomes too risky since metal at home is uninsurable, and therefore at risk of loss. Owning it in a vault is better. But now you must incur storage fees to the tune of 0.75%, which eats into your gold year over year.
