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Asset Class
   Equities
   Treasury Bonds
Investing
   Passive v. Active
Improving on Buy and Hold:
Asset Allocation using Economic Indicators
By Georg Vrba, P.E.
August 24, 2010


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Appendix B – Calculation Details

Forward Rate Ratio

FRR2-10 is the rate at which one can lock in borrowing for the eight year period starting two years from now, divided by the ten-year rate itself. The FRR2-10  is indicative of the slope of the yield curve between the two-year and the ten-year note yields; a FRR2-10 greater than 1.00 indicates a positively sloped yield curve (ten-year note yields are higher than two-year note yields); a FRR2-10 less than 1.00 indicates an inversion of the yield curve (two-year note yields are higher than ten-year note yields).

The formula used for calculating FRR2-10 is

FRR2-10

where i10  and i2  are the 10 year and 2 year U.S. Treasury Note yields respectively.

Exponential Moving Average

The exponential moving average (EMA) is a type of filter that applies weighting factors to the observed data values. The weighting for each older data point decreases exponentially, never reaching zero. For a detailed description see http://en.wikipedia.org/wiki/Moving_average

The formula used for calculating the EMA is

EMAtoday =  EMAyesterday +  a × (valuetoday - EMAyesterday)

The coefficient α represents the degree of weighting decrease, a constant smoothing factor between 0 and 1. A higher α discounts older observations faster. Alternatively, α may be expressed in terms of N time periods, where α = 2/(N+1).  For example, N = 199 for the long EMA of WLI with a smoothing factor of 0.01, and N = 19 for the short EMA of WLI with a smoothing factor of 0.10. The “long” and “short” refers to the N time periods used in the calculation of the smoothing factor for the EMA.

Sell Signals

Sell signal type A

An initial basic sell signal is generated when the [short EMA of WLIg] moves below the [long EMA of WLIg] while the [long EMA of WLIg]still shows positive growth but which is steadily declining and theEMA of the FRR2-10 is at or below 1.00 (indicating an inversion of the yield curve), or is above 1.175.  Also the Federal Funds Rate must be greater than the previous maximum rate minus 0.50%, the previous maximum rate being considered over the preceding six months period. (Later basic sell signals are eliminated if they appear within 100 days of an initial basic sell signal.) 

A Type A sell signal is generated 13 weeks after a basic sell signal occurs, because it was found by inspection that this selling delay achieved on average the highest selling values.

Sell signal type B

A type B sell signal is generated when a basic sell signal has previously been generated and the 5-day slope of the [long EMA of WLIg +1] drops below the 20-day slope of the [long EMA of WLIg +1].

Sell signal type C

A type C sell signal is generated when the 120-day slope of the [long EMA of WLIg +1] slopes downward and initially passes through 1.015. The sell signal is generated if within a 1-year period this slope subsequently passes through 0.980.  Just before the signal date the market must still be in a modestly rising trend, which requires the 35 day slope of the [EMA of S&P500] to be greater than 0.005 x [EMA of S&P500].

Buy signals

Buy signal type A

A type A buy signal is generated when the [short EMA of WLIg], after having formed a bottom, moves from negative growth to positive growth and moves above the [long EMA of WLIg].   The [short EMA of WLIg] must be less than 1.000 and the 20-day slope of the [long EMA of WLIg +1] must be greater than 1.000.  Further, the 20-day slope of the [long EMA of WLI] must still be negative or flat and the [short EMA of WLI],after having bottomed out, moves upwards again. Also the Federal Funds Rate must have dropped at least 2.50% from a previous high, the previous high being considered over the preceding 20 months period. (Later type A buy signals are eliminated if they appear within 100 days of an initial type A  buy signal.)

Buy signal type B

A type B buy signal is generated when the conditions for a type A buy signal have been met, but with the Federal Funds Rate condition omitted and theEMA of the Forward Rate Ratio is greater than 1.050. Also the 20-day slope of the [long EMA of WLI +1] must be greater than 1.000.

Buy signal type C

A type C buy signal is generated when the 120-day slope of the [long EMA of WLIg +1]  is greater than the [long EMA of WLIg] and is between 1.010 and 0.975.  Also the [long EMA of WLIg] minus the [short EMA of WLIg] must be greater than 0.005.


Appendix C - Signal Dates and S&P 500 values

Buy Signal Type A

Buy Signal Type B

Buy Signal Type C

08/18/70

76.20

04/10/03

871.58

03/26/82

111.94

02/12/75

79.92

11/18/04

1183.55

01/23/85

177.30

07/03/80

117.46

 

 

05/25/88

253.77

01/15/82

116.33

 

 

03/24/99         

1268.59

12/20/90

330.12

 

 

04/03/03

876.45

03/12/03

804.19

 

 

03/14/05

1206.83

03/30/09

787.53

 

 

 

 

 

Sell Signal Type A

Sell Signal Type B

Sell Signal Type C

04/17/69

100.78

10/03/69

93.19

06/10/69

100.42

09/23/69

95.63

02/07/74

93.30

11/01/83

163.66

10/16/73

110.19

03/13/79

99.84

10/02/87

328.07

02/09/79

97.87

09/19/79

108.28

04/09/90

341.37

07/17/79

101.83

02/14/80

116.72

06/29/00

1442.39 

01/09/80

109.05

04/01/81

136.57

11/05/07

1502.17 

03/31/81

136.00

08/10/89

348.25

03/30/10

1173.27

08/28/89

352.09

09/27/00

1426.57

 

 

08/07/00

1479.32

 

 

 

 

05/22/07

1524.12

 

 

 

 

04/20/10

1207.17

 

 

 

 



Buy / Sell  signals sorted by date

The initial 1966 buy signal was obtained from a trend following model.  Obsolete signals were omitted,  i.e. buy signals not preceded by a sell signal and occurring after a previous buy signal, or sell signals not preceded by a buy signal and occurring after a previous sell signal were removed.


10/20/66 77.84 buy   
04/17/69 100.78 sell A
08/18/70 76.20 buy A
10/16/73 110.19 sell A
02/12/75 79.92 buy A
02/09/79 97.87 sell A
07/03/80 117.46 buy A
03/31/81 136.00 sell A
01/15/82 116.33 buy A
11/01/83 163.66 sell C
01/23/85 177.30 buy C
10/02/87 328.07 sell C
05/25/88 253.77 buy C
08/10/89 348.25 sell B
12/20/90 330.12 buy A
06/29/00 1442.39 sell C
03/12/03 804.19 buy A
05/22/07 1524.12 sell A
03/30/09 787.53 buy A
03/30/10 1173.27 sell C
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