The American Rescue Plan (ARP) has some welcome relief for clients who are responsible for obtaining their own health insurance coverage. Clients could benefit from the enhanced health insurance subsidies, maximal assistance for those who claim unemployment, a new round of COBRA premium assistance, and forgiveness of 2020 premium tax credit overcalculations.

Will the policies of either presidential candidate move us towards a better healthcare system? In this article, I break down the challenges of healthcare reform, the policies of President Trump and former Vice President Biden, and discuss what is needed to get this country on a path of good health and an efficient healthcare system.

Nearly every client or someone they love is dealing with frustration, aggravation and expense because of America’s convoluted health care system. As an advisor, there are a handful of key ways in which you can help clients navigate the system and be aware of what could lie ahead. Join AP editor Dorothy Hinchcliff for a Q&A with Dr. Carolyn McClanahan, a well-known advisor who is always on top of the latest health care developments affecting your clients.

At a time when health insurance coverage is of vital importance, what are the options for your newly unemployed clients? The answer to that question depends on a new regulatory change involving COBRA coverage.