When Does Money Secrecy Become Financial Infidelity?

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Do you keep secrets about your spending money from your significant other? Research shows that 44% of partners do. Some money secrets within a couples are matters of privacy or convenience, while others cross a line into financial infidelity.

A recent survey by CouponBirds framed the question of financial infidelity in a specific way. It asked 4,250 people how much their partner could spend without consulting them before they would consider it financial infidelity at a level that would cause them to reconsider the relationship. The responses found that the average “financial infidelity threshold” was $13,510.

What is your number? You may never have thought about this, or you may know it exactly because you and your partner have an explicit agreement about the amount of a purchase that requires your joint approval.

This question was hard for me to answer because financial infidelity hasn’t been a big problem in my marriage. Years ago, my wife did confess to donating money that I didn’t know about. She was sending $25 a month to a child in India. I was not upset in the least and fully supported her giving, so I know my number is something over that.