Using alternative investments allows investors to hedge against changes in the market and still see positive returns. Commodity ETFs and real estate investments offer investors options outside of traditionally “safe” investments. The rise of popularity in alternative investments has led to the acquisition of many smaller, specialized firms with specific industry knowledge that claim to understand how to best profit from the many asset classes.
Finding opportunities outside of traditional investments offers advisors unique ways to diversify portfolios. Crowdfunding is a way to participate in real estate investing without the traditional capital investment required. With the uncertainty of the new administration’s impact on policies, investors need to look for ways to reduce risk and increase growth.
The upcoming press conference with president-elect Trump could offer insights into policy changes and the domestic and global effects. Looking back at historical data and market cycles can help investors make sense of what might be changing in the new year. With positive returns last year, having strategies for a diversified global portfolio could help continue growth, even in unknown conditions.
The volatility of the domestic and global market creates an opportunity for investors to diversify portfolios. With the uncertainty of the new administration’s effect on trade, looking to global funds can help reduce overall risk in a portfolio. However, investors need to understand the political impacts on certain industries and currencies. Investors should also look at the potential risks associated with actively managed global funds to create a long-term growth plan.
Volatility in the market can make profitable investing a tricky task. It is important to understand the different investment options and the associated risks. With new research challenging traditional investing fundamentals, it is more important than ever to look at which strategies are available and how they can help create a diverse, flexible portfolio.
The new year brings an opportunity to reassess growth-oriented investments and take advantage of new opportunities. Looking ahead to possible policy changes will create a sustainable portfolio in a volatile market. It is also important to understand the needs of the younger millennial investors and their increased attention to social impact investing.
Growth stocks often lead to large returns but they require researching and understanding the industry and company before investing. Investors should look ahead to likely policy changes with the new presidential administration and their potential long-term effects to create a sustainable portfolio.
The rising cost of health insurance makes choosing the right insurance plan a big financial decision. Taking time to review the plan options, whether on a marketplace or employer-sponsored, can save money for the enrollee. With the new administration coming in January, policy changes are expected and could affect pension plans and other retirement benefits. Understanding what benefits are available and what changes are expected to come next year will help make sure your retirement decisions are sustainable long-term.
Higher education policy changes are on the horizon with the new administration coming in January. A comprehensive college savings plan, such as a 529 plan, is a good way to prepare for changes in student loans and college tuition costs. Proper research maximizes growth opportunities for 529 plans to fund future college expenses. Having a sustainable “savings” budget helps to minimize any overspending during the holidays and keeps long-term financial goals a priority.
Higher education costs are becoming part of many families’ financial conversations. With tuition rising faster than inflation it is important to understand the true cost of college and the consequences of over borrowing. Starting a savings plan early provides the benefits of long-term growth, and it is never too late to start. Knowing how to maximize growth in 529 plans makes saving for college attainable for any family.