Articles from our Weekly Newsletters

Do High-Dividend Strategies Add Value? Part I

Given the heightened interest in dividend strategies, I’ll take a look at how some of the leading providers of actively managed dividend-based strategies have performed.

The Future of the Advisory Business

Several events in the past week caused me to focus on where our industry is headed.

Did the Equity Bull Market End Two Years Ago? Perception versus Reality

Currently, with equity markets sustaining near all-time highs, there is a common perception that the equity market is “running.” As a result, many investors harbor concern of getting left behind. The reality is that equity markets are not surging, or “running,” and have actually been consolidating for almost two years.

Modeling Cyclical Markets – Part 1

I present a modeling approach to spot primary market cycles.

Last Week’s Highlights on APViewpoint

The top conversations on APViewpoint last week were started by Wade Pfau, Theodore Wong and Nick Niziolek. They generated thoughtful discussion with wide ranging opinions on: how to use reverse mortgages to secure your retirement; methods used to detect secular cycles in the equity markets; and opportunities in emerging markets.

Addressing an Unhappy Employee

We hired a new advisor – a very smart guy in his 30s. I was in our lunch area the other day and heard him say to a colleague, “I have no intention of working these 7-6:30 hours for very long. I enjoy my free time too much.” Should I say something to him?

Seven Steps for Advisors to Get Started on Facebook

Facebook can be an effective place for both large and small independent advisors to drive business, but only when it is used correctly. Here are seven steps to get started on Facebook.

Mark Zandi: Why Trump is Wrong and We Need Immigrants

Immigration policy is the biggest divide between Hillary Clinton and Donald Trump. U.S. growth will falter unless the measures proposed by Clinton are adopted to spur increased immigration, according to Mark Zandi. Trump’s policies, Zandi contends, will put the U.S. on a trajectory similar to Japan’s “lost decade.”

How Variable Withdrawals Improve Retirement Outcomes

Optimal asset allocations for variable withdrawal strategies are quite different from the research findings and rules of thumb based on fixed strategies. Indeed, the implications go beyond asset allocation and show, for example, that equity glide paths in retirement are relatively unimportant.

A Thanksgiving Thank You that Stands Out

Every advisor wants clients to feel acknowledged and appreciated. Despite that, many clients feel that they are just one of many names and faces that their advisor deals with and are unsure just how much their advisor values their business. With Thanksgiving approaching, here’s an effective way to say ‘thank you’ to your clients.